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The good, the bad and the not so pretty. Our house in Correze

 

Peter and Lesley Wilson are the proud owners of a holiday home in Segur Le Chateau, which is in the Correze, a department of the Limousin. In the first of a series of articles sharing their story, they tell us how the three of them met.

First Steps

We had been regular visitors to France for over twenty years and had often considered investing in a holiday home somewhere in that country. We both loved Normandy and Brittany and, with very easy access from the UK, we had looked at properties in both regions. However, these forays into the property market had been little more than window shopping. All that changed in the Summer of 2005.

Segur garden doorAt the end of 2001 two very good friends had bought a property in the village of Segur Le Chateau about 35 miles south of Limoges in the Correze part of Limousin. We visited them in the Summer of 2002 and enjoyed the village and the area so much that we imposed ourselves on them each summer. In August 2005 we were sitting enjoying the sunshine when a French lady dropped by and enquired as to whether our friends knew of any English people who were looking for a holiday home as she wanted to sell her cottage in the village. It transpired that she and her husband were from Brive and spent each Summer in Segur but the failing health of her husband was prompting them to sell, Curiosity got the better of us and we arranged to visit her property.

Ruelle de l'Ancienne ForgeThe cottage was in ‘Old Forge Lane’ and was, at first sight, disappointing. There was a lot of unruly foliage covering the front and it obviously had not seen paint for some years. Inside there were four rooms, a kitchen, a sitting room and two bedrooms. There was a shower-room/loo en suite to one of the bedrooms. Although the cottage was old there were no period features inside. French windows led out to the garden which was massively overgrown as the health of the owner had stopped any work being done for some time. There was a large cellar and loft. Gas, electricity and water were all in place and it was definitely habitable. We were just about to leave when the seller surprised us all. Opposite the cottage was another similar sized property but it was a ruin. There were two end walls and a rear wall but nothing else. We were told that there was a vaulted cellar underneath and that this plot came with the cottage.

We walked back through the village and, perhaps surprisingly, we were very positive about what we had seen. It was not a classical period property but it was the right size for two people wanting to use it as a holiday home. The garden was not too large and was hidden from street level view and it was situated in one of ‘Les Plus Beaux Villages de France’. The second plot (ruin) – well, we had no idea what to do about that.

 Segur "ruin" (potential?)

All this happened right at the end of our time in Segur and so we returned to England with a lot to think about.

Coming Next:Buying the Cottage

 

 

2 Comments

  1. Dean Bellingham says:

    Hi Peter and Lesley.
    Enjoyed your article and look forward to seeing the next instalment. Karen (my wife) and I (Dean) are looking to purchase a property in Segur at the moment after spending this summer there. We currently have our house on the market to hopefully buy in the village. I was wondering as we have read so much contradictory advice whether you used a solicitor as well as the notaire for your purchase. For everyone who advises us to use a solicitor another says all solicitors do is upset and delay the notaire?
    I would be very grateful for your experience/ advice on this issue. Hopefully if things work out for us, we will also be property owners and residents in the village as soon as we can get there :)
    Regards
    Dean and Karen Bellingham

  2. Peter Wilson says:

    Hi Dean

    Thank you for your comments on my article. We were having great problems getting planning permission for work on our house and Steve Davies (it is his website) stepped in and we have just received the go-ahead. Brilliant work by him.

    We are UK based and returned from a fortnight in Segur last night. When we first decided to buy the house we realised that our French was not good enough and so, having been to a number of Property Fairs in the UK, we decided to make use of a firm who had exhibited there. We employed Pretty’s, a firm of solicitors in Ipswich, and they dealt directly with the Notaire in Pompadour. They were excellent but not cheap. The whole purchase took about nine months, but this was mainly due to the ill health of the vendor, and we felt no need to employ a solicitor in France. Pretty’s did everything for us and all we had to do was to turn up at the Notaire’s office with the vendor and sign the papers. It all went very smoothly. I hope that this helps.

    Best wishes
    Peter